Wednesday, February 21, 2018

FS Labs - chrome password stealing tool


Like ive said before….every app you install on your pc opens up a new attack vector.

 

Do you really want to run that trial demo tool etc?

I hope FlightSimLabs is out of business before the end of the year for pulling hacks like this.

 

http://www.zdnet.com/article/flight-simulator-dev-sorry-for-installing-password-stealing-tool-on-your-pc/?loc=newsletter_large_thumb_featured&ftag=TRE-03-10aaa6b&bhid=22913295151225983220961079133902

Tuesday, February 20, 2018

Pool pump energy market manipulation

Wow....never thought of this before, you could hack pool pumps remotely and use the "inside knowledge" that pumps were about to turn on to short the market etc.

I mean realistically most pool pumps are on a timer and how often do you pay attention to is it on or off etc.

I wonder how many pools you would need to hack to move the market enough to make it worthwhile?

http://www.smh.com.au/business/consumer-affairs/households-to-hand-over-control-of-backyard-pool-in-power-trial-20180219-p4z0v6.html

Saturday, February 10, 2018

What to do with your USA 401k when moving back to Australia and can i put it into superannuation

Question was asked in one of the Aussie expat groups on Facebook and I thought it was worth posting my answer here as well
- https://www.facebook.com/groups/AustraliansInSanFrancisco/permalink/1995802234009757/?comment_id=1995861044003876&comment_tracking=%7B%22tn%22%3A%22R0%22%7D
 

lol if reading this article doesn't infuriate you.....then you don't understand the question.

US Pension transfer and withdrawal to Australia. 401(k), IRA, Roth IRA, 403(a), 403(b). Tax minimization - https://txmchartered.com/us-pension-transfers-to-australia-401k-ira-403a-403b-australian-tax-implications



https://txmchartered.com/us-pension-transfers-to-australia-401k-ira-403a-403b-australian-tax-implications



My answer is lol....or John tells the ATO to GAGF and withdraws the entire sum BEFORE arriving in Australia and doesn't end up owing the ATO $83,632 on top of what he already paid the IRS.

Friday, February 02, 2018

10 year bond

Want to know why your shares are doing so well.....hint its not cause you are smart.
This chart still blows me away how much the savings/bond markets have been manipulated by the fed - long term average of 10yr bond 5% or higher.

Compare that with the market since the GFC.

With this plus QE.....its no wonder we are seeing runaway stock returns (eg too much cash sloshing around).

https://www.cnbc.com/quotes/?symbol=US10Y

Sunday, January 21, 2018

White blood cells munching on bacteria

This gif is why i love reddit......yes you should click it then read the comments and learn something about what is happening in your body 24x7
- https://www.reddit.com/r/educationalgifs/comments/7ru8ac/how_a_white_blood_cell_chases_and_eats_bacteria


https://www.reddit.com/r/educationalgifs/comments/7ru8ac/how_a_white_blood_cell_chases_and_eats_bacteria

Thursday, January 11, 2018

Foreign buyers walking away from Australian property



https://www.propertyobserver.com.au/forward-planning/investment-strategy/property-news-and-insights/79436-local-buyers-are-not-buying-apartment-rescinded-by-chinese-buyers-harry-triguboff.html?utm_source=Property+Observer+List&utm_campaign=d9fd4c4067-EMAIL_CAMPAIGN_2017_09_28&utm_medium=email&utm_term=0_a523fbfccb-d9fd4c4067-245616761


The stamp duty isnt the issue, its the capital gains tax discount being removed that now puts Australia on the shit list for expats/foreigners.


If the long term capital gains of Australian property is 8% and the long term capital gains of USA equities is 8% it doesnt take a rocket scientist to understand that with the 50% capital gains discount being removed means that expats and foreigners are now paying $41,000 per $100,000 in capital gains taxes instead of $20,000 as they would in the past.....

Uhm pass, will happy direct funds to USA equities instead of Australian property until the Australian govt comes to its senses.


Tuesday, January 09, 2018

Australian internet 55th slowest and falling.....

Just got back from 3 weeks in Australia yesterday.


Was a weird trip, great in some ways but concerning in others (though need more time to really put things in context).


I found it really weird though that people have just accepted the raw deal they have been dealt with NBN 2.0 and that they have fully accepted an internet service that is now putting them at 55th slowest in the world (and falling) and even technical friends of mine think that wireless 5g will save them (or that NBN 1.0 was never going to work anyway......and Turnbull is great). http://www.smh.com.au/business/consumer-affairs/australia-s-broadband-slower-than-kazakhstan-20180107-p4yyb1.html


Was very happy to log into my home network when i got back and returned to 300/30 where browsing speeds didnt drive me crazy.


http://www.smh.com.au/business/consumer-affairs/australia-s-broadband-slower-than-kazakhstan-20180107-p4yyb1.html